NBT Bank Overdraft Fees Lawsuit Investigation

Our attorneys are pursuing an overdraft fees lawsuit investigation concerning allegations that NBT Bank may be charging its customers improperly for overdraft, insufficient funds, or “returned item” fees.

Pay for NBT overdrafts?

Your overdraft assessments may have been improper. Contact us for a free consultation.


NBT Bank Overdraft and Returned Item Fees

NBT Bank says, “We will charge you a fee of $35 each time we pay or return an item that overdraws your account.” This encompasses two types of fees:

  • overdraft fee ($35)
  • returned item fee ($35)

If you have opted into NBT Bank’s overdraft protection program, the bank will charge you an overdraft fee if you overdraw your account, but will still pay the transaction. If you do not opt in to overdraft protection or the transaction does not qualify, the transaction will fail and you will be charged an insufficient funds or “returned item” fee.

Banks sometimes assess these fees in an unlawful manner. If you think this may have happened to you, contact us to learn more.

Our Overdraft Lawsuit Attorneys

Dylan Hughes

Dylan concentrates his practice on investigating and prosecuting fraud matters on behalf of whistleblowers, consumers, and employees.

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David Berger

David represents consumers in data breach, privacy, and financial services litigation. He has prosecuted some of the largest privacy cases nationwide.

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Aaron Blumenthal

Aaron represents consumers, employees, and whistleblowers in class actions and other complex litigation.

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Tayler Walters

Tayler works with consumers in class action lawsuits and mass arbitration to combat unfair business practices by corporations.

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About Us

Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”

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