If your bank charged you excessive overdraft fees or “insufficient funds” (NSF) fees, you may be owed money. 
So far, our firm has recovered tens of millions of dollars for consumers impacted by excessive overdraft fees, holding banks accountable for allegedly putting profits over people.

Speak with our firm today, free &amp; confidential 
IMPORTANT: please include the name of your bank.

Learn how you can recover overdraft bank fees! 

We have recovered money for hundreds of thousands of people as a result of our cases.
&nbsp;
<img loading="lazy" decoding="async" class="aligncenter wp-image-35411 size-full" src="https://wp.classlawgroup.com/wp-content/uploads/Overdraft-Case-Page-Graphic-Settlement-Wins-1.png" alt="Text listing settlements: Dollar Bank $7M, Centier Bank $1.8M, Americu Credit Union $1.5M, Alpine Bank $1.5M, as part of lawsuits for consumers harmed by banks." width="550" height="650" />

Our firm has filed overdraft lawsuits against banks on behalf of consumers across the country. We have recovered tens of millions of dollars for our clients 
<img loading="lazy" decoding="async" class="aligncenter wp-image-35406" src="https://wp.classlawgroup.com/wp-content/uploads/total-settlement-wins-1.png" alt="A graphic illustrating ten million dollars in consumer refunds, with cash symbolizing financial restitution." width="559" height="291" />
Major national banks throughout the country faced similar excessive overdraft fee lawsuits: TD Bank and Trustco Bank.  
<img loading="lazy" decoding="async" class=" wp-image-35405 aligncenter" src="https://wp.classlawgroup.com/wp-content/uploads/Screenshot-2024-12-20-133823.png" alt="" width="564" height="557" />
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1">In mid-2024, TD Bank agreed to pay over $32 million to settle a lawsuit regarding illegal overdraft fees. According to the class action lawsuit, “TD Bank violated its account terms by assessing unauthorized overdraft fees.”   </li>
</ul>
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="2" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1">In early 2024, Trustco Bank reached a $2.75 million settlement to resolve a class action lawsuit claiming the bank improperly charged some customers overdraft fees.</li>
</ul>

About the Overdraft Fees Lawsuits

In The News: Overdraft Fees Lawsuits

David represents consumers in data breach, privacy, and financial services litigation. He has prosecuted some of the largest privacy cases nationwide. 

A founding partner at the firm, Eric has negotiated groundbreaking settlements that favorably shaped laws and resulted in business practice reforms. 

Eric prosecutes financial fraud and other mass torts matters. He has recovered billions of dollars for clients and led high profile class actions.

Dylan concentrates his practice on investigating and prosecuting fraud matters on behalf of whistleblowers, consumers, and employees. 

Tayler works with employees and consumers in mass arbitrations and mass torts to combat unfair business practices by corporations.

You can sue your bank if your overdraft fees are “improper.” Whether the charges were improper are determined by your contract with your bank or <a href="https://www.classlawgroup.com/consumer-protection/">consumer protection law</a>. 
You will need an experienced attorney to look over the fee charges and tell you whether they were improper. Banks often disguise fees, which can confuse the customer and increase the bank’s revenue. Our award-winning experienced lawyers can help you determine whether you were unnecessarily charged. 
<img loading="lazy" decoding="async" class="aligncenter wp-image-35409" src="https://wp.classlawgroup.com/wp-content/uploads/Overdraft-Case-Page-Case-Process-1.png" alt="Infographic titled &quot;5 Steps to Become a Client&quot; with steps on signing up, speaking with a legal team, authorizing records, reviewing financials, and signing a representation agreement." width="517" height="517" />

Can I sue my bank for overdraft fees?

There are a number of different ways in which banks and credit unions can charge customers excessive fees. It is important to understand the difference between these fees when evaluating whether these charges are fair and legal. 
Overdraft Fees 
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="13" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1">What does this mean? If you don’t have enough money in your account to cover a transaction, but your bank pays the transaction anyway, your account has been overdrafted.  </li>
</ul>
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="13" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1">Overdrawing your account can happen through the processing of checks, ATM transactions and withdrawals, debit card purchases, and automatic payments. </li>
</ul>
These fees and the surrounding transactions can be confusing, and they can add to the burden of having to repay the overdrafted amount. If you feel as though you were wrongfully or excessively charged overdraft fees, speak to an experienced attorney and gain a comprehensive evaluation of your claims.<span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}"> 
Non-sufficient Funds Fees 
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1">What does this mean? If check or electronic payment is not paid in full due to a lack of funds in your account, you may have been charged a non &#8211;sufficient funds (or NSF) even though the bank refused to process the transaction.  </li>
</ul>
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1">This means that your bank denies your transaction, and charges you a fee for doing so.  </li>
</ul>
There have been reports of banks charging multiple NSF fees for a single transaction. If you feel as though you are being charged excessive NSF fees, speak with a financial fraud lawyer to discuss your options.

Overdraft vs. NSF Fees: What is the difference 

Sierra advocates for consumers harmed by corporate misconduct in class action litigation.

Mark is dedicated to protecting consumers against corporate misdeeds. He has had leadership roles in complex litigation cases across the country. 

Shawn protects consumer rights through complex litigation matters. He is also an experienced mediator offering private mediation services.

<center>Our Consumer Class Action Attorneys</center>

Gibbs Mura, A Law Group has more than two decades of experience prosecuting fraud. Our financial fraud and securities lawyers have successfully litigated against some of the largest companies in the United States, and has recovered more than a billion dollars on clients' behalf.
 
 
We represent individuals, <a href="https://www.classlawgroup.com/whistleblower">whistleblowers</a>, <a href="https://www.classlawgroup.com/employment">employees</a>, and small businesses across the U.S. against the world's largest corporations. Our award-winning lawyers have achieved landmark <a href="https://www.classlawgroup.com/about/results">recoveries</a> and over a billion dollars for our clients in high-stakes class action and individual cases involving <a href="https://www.classlawgroup.com/consumer-protection">consumer protection</a>, data breach, digital privacy, and federal and <a href="https://www.classlawgroup.com/consumer-protection/financial-fraud">financial fraud lawsuits</a>. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.
<div id="ShorterGLGAwardsBar"></div>

<center>Our Financial Fraud Experience</center>

If your bank charged you excessive overdraft fees or “insufficient funds” (NSF) fees, you may be owed money. 
&nbsp;
Our lawyers at Gibbs Mura have recovered tens of millions of dollars for consumers impacted by excessive overdraft fees, holding banks accountable for allegedly putting profits over people.
&nbsp;
We have recovered money for hundreds of thousands of people as a result of our cases.

Speak with our firm today, free & confidential IMPORTANT: please include the name of your bank in your message.

Learn how you can recover overdraft bank fees!

We&#8217;ve recovered millions for consumers harmed by banks. Some of those banks include:

Our firm has filed overdraft lawsuits against banks on behalf of consumers across the country. We have recovered tens of millions of dollars for our clients 
&nbsp;
<img loading="lazy" decoding="async" class="aligncenter size-full wp-image-35406" src="https://wp.classlawgroup.com/wp-content/uploads/total-settlement-wins-1.png" alt="" width="917" height="477" />
&nbsp;

Our firm has filed overdraft lawsuits against banks on behalf of consumers across the country. We have recovered tens of millions of dollars for our clients. 
&nbsp;
Major national banks throughout the country faced similar excessive overdraft fee lawsuits:
&nbsp;
TD Bank and Trustco Bank.

Our award-winning legal team has achieved multiple landmark recoveries for consumers.
&nbsp;
Tens of millions of dollars were recovered for consumers impacted by overdraft fees.

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<div id="httpswpclasslawgroupcomwp-contentuploadsistock-1476731494jpg" class="css-1infa4c">
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In mid-2024, TD Bank agreedto pay over $32 million to settle a lawsuit regarding illegal overdraft fees. According to the class action lawsuit, &#8220;TD Bank violated its account terms by assessing unauthorized overdraft fees.&#8221;
</div>
</div>
</section>

In June 2024, TD Bank paid $32.225 million to settle a lawsuit regarding excessive overdraft fees.

In early 2024, Trustco Bank reached a $2.75 million settlement to resolve a class action lawsuit claiming the bank improperly charged some customers overdraft fees.

In February 2024, Trustco Bank paid $2.75 million to settle a lawsuit regarding excessive overdraft fees.

Major news outlets report: banks are charging excessive fees.

In The News: Overdraft Fees Lawsuit

There are a number of different ways in which banks and credit unions can charge customers excessive fees. It is important to understand the difference between these fees when evaluating whether these charges are fair and legal.

There are a number of different ways in which banks and credit unions can charge customers excessive fees. It is important to understand the difference between these fees when evaluating whether these charges are fair and legal.

Overdraft vs. NSF Fees: What is the difference?

Our team will reach out using the number you provide.

Overdrawing your account can happen through the processing of checks, ATM transactions and withdrawals, debit card purchases, and automatic payments.
&nbsp;
These fees and the surrounding transactions can be confusing, and they can add to the burden of having to repay the overdrafted amount. If you feel as though you were wrongfully or excessively charged overdraft fees, speak to an experienced attorney and gain a comprehensive evaluation of your claims.
&nbsp;
&nbsp;

Our team will review your financial records for improper overdraft fees.

Overdrawing your account can happen through the processing of checks, ATM transactions and withdrawals, debit card purchases, and automatic payments.
&nbsp;
These fees and the surrounding transactions can be confusing, and they can add to the burden of having to repay the overdrafted amount. If you feel as though you were wrongfully or excessively charged overdraft fees, speak to an experienced attorney and gain a comprehensive evaluation of your claims.

Alana assists with various cases addressing corporate harm, including data breach, financial fraud, and overdraft fees lawsuits. 

Alex primarily works with the employment practice group to help clients through all stages of their case.

Amelia plays a crucial role on case teams representing survivors of sexual assault and parents whose children have suffered from social media addiction.

Belize assists the social media addiction lawsuit teams and supports investigations into potential improper overdraft bank fee practices.

Jason guides clients and potential clients through all stages of the litigation process, from intake to settlement.

Lauren supports clients and consumers on various cases, including California wildfires, data breaches, and overdraft bank fee practices. 

This means that your bank denies your transaction, and charges you a fee for doing so.
&nbsp;
There have been reports of banks charging multiple NSF fees for a single transaction. If you feel as though you are being charged excessive NSF fees, speak with a financial fraud lawyer to discuss your options.

If our attorneys determine we can represent you, you will need to sign a representation agreement.

You can sue your bank if your overdraft fees are “improper.” Whether the charges were improper are determined by your contract with your bank or <a href="https://www.classlawgroup.com/consumer-protection/">consumer protection law</a>. 
&nbsp;
You will need an experienced attorney to look over the fee charges and tell you whether they were improper. Banks often disguise fees, which can confuse the customer and increase the bank’s revenue. Our award-winning experienced lawyers can help you determine whether you were unnecessarily charged.

3 Steps To Become A Client

Gibbs Mura Law Group&#8217;s financial fraud and securities lawyers have more than two decades of experience prosecuting fraud. The firm has successfully litigated against some of the largest companies in the United States, and has recovered more than a billion dollars on clients&#8217; behalf.
We represent individuals, <a href="https://www.classlawgroup.com/whistleblower">whistleblowers</a>, <a href="https://www.classlawgroup.com/employment">employees</a>, and small businesses across the U.S. against the world&#8217;s largest corporations. Our award-winning lawyers have achieved landmark <a href="https://www.classlawgroup.com/about/results">recoveries</a> and over a billion dollars for our clients in high-stakes class action and individual cases involving <a href="https://www.classlawgroup.com/consumer-protection">consumer protection</a>, data breach, digital privacy, and federal and <a href="https://www.classlawgroup.com/consumer-protection/financial-fraud">financial fraud lawsuits</a>. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.

Gibbs Mura Law Group&#8217;s financial fraud and securities lawyers have more than two decades of experience prosecuting fraud. The firm has successfully litigated against some of the largest companies in the United States, and has recovered more than a billion dollars on clients&#8217; behalf.
We represent individuals, <a href="https://www.classlawgroup.com/whistleblower">whistleblowers</a>, <a href="https://www.classlawgroup.com/employment">employees</a>, and small businesses across the U.S. against the world&#8217;s largest corporations. Our award-winning lawyers have achieved landmark <a href="https://www.classlawgroup.com/about/results">recoveries</a> and over a billion dollars for our clients in high-stakes class action and individual cases involving <a href="https://www.classlawgroup.com/consumer-protection">consumer protection</a>, data breach, digital privacy, and federal and <a href="https://www.classlawgroup.com/consumer-protection/financial-fraud">financial fraud lawsuits</a>. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.

Overdraft and NSF Fees Lawsuit Investigation (2025)