Axos Bank brags that online banks have fewer overhead costs and thus are “able to” charge fewer fees than traditional banks. Yet Axos Bank continues to saddle its customers overdraft fees, despite record unemployment levels during the COVID pandemic.

Our consumer protection attorneys are pursuing an overdraft fees lawsuit investigation against Axos Bank (formerly known as Bank of Internet, or “BofI”). Contact us if you’ve experienced any of these fees:

  • Overdraft Fees
  • Insufficient funds (NSF) fees
  • Intrabank transaction fees
  • Foreign transaction fees
  • ATM fees

Axos charge you overdraft fees?

You may be able to recover some of these fees. Contact us to learn more.

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1-800-254-9493

Axos Bank Overdraft and NSF Fees

Axos Bank, headquartered in San Diego, CA, is primarily an online bank with no brick and mortar branches for personal banking. According to their posted schedule, they charge the following overdraft fees:

  • Non-sufficient/uncollected funds fee of $25 (maximum of $75 per day) for check, ACH and bill payment transactions that overdraw your available account balance
    • Axos may also charge fees for ATM and debit transactions that overdraw your available account balance

If you opt into Axos’s overdraft protection by way of a linked savings account, Axos will automatically make transfers from your linked account to cover items overdrawing your checking account. However, these transfers are counted towards Axos’s cap of 6 transfers per month; for any additional transfers (including transfers for overdraft protection), Axos charges a $10 fee.

Some of these fees may be illegal, depending on how they are assessed. Our consumer protection attorneys can review your fees for free and determine whether any can be recovered.

Our Consumer Protection Attorneys

Dylan Hughes

Dylan Hughes concentrates his practice on investigating and prosecuting fraud matters on behalf of whistleblowers, consumers and employees harmed by corporate misconduct.
David Berger

David Berger

David Berger represents consumers in class actions with a special emphasis on data breach, privacy, and financial services litigation. He has represented data breach victims in some of the largest and most influential privacy cases.
Tayler Walters

Tayler Walters

Tayler Walters works with consumers in class action lawsuits to combat unfair business practices by corporations.

Aaron Blumenthal

Aaron Blumenthal represents consumers, employees, and whistleblowers in class action and other complex litigation.

About Us

Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”