Our attorneys are pursuing an overdraft fees lawsuit investigation concerning allegations that Hudson Valley may be charging overdraft or NSF fees in an unlawful manner.
Hudson Valley Overdraft and NSF Fees
Hudson Valley Federal Credit Union, according to its fee schedule, assesses the following charges:
- overdraft from checking/debit ($34)
- overdraft from savings ($5)
- insufficient funds (NSF)/returned item fee ($34).
If you overdraw your account and have not opted for overdraft protection, the transaction will generally bounce and you will be charged a non-sufficient funds (NSF) fee, also sometimes called a “returned item fee.”
If you have overdraft protection, the transaction may be approved, but you will be charged an overdraft fee.
Some courts have found that these fees, depending on how they are assessed, may be unlawful. Contact us to learn more.
Our Overdraft Fee Attorneys
Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”
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