CNBC reports big banks like Washington Trust Bank took in a record $30 billion in overdraft fees in 2020—a 256% increase from 2019. Our consumer protection attorneys are pursuing an overdraft fees lawsuit investigation against Washington Trust Bank. We’re concerned about the following fees:

  • Overdraft fees
  • Insufficient funds (NSF) fees
  • Intrabank transaction fees
  • Foreign transaction fees

If you’ve incurred one or more of these fees, contact our firm for a free and confidential consultation.

Washington Trust Bank Overdraft and NSF Fees

Washington Trust Bank, headquartered in Spokane, WA, charges many types of overdraft fees.

If you have not opted into their Overdraft Protection, Washington Trust Bank charges a $30 insufficient fund fee per item, whether the bank returns the item or pays for the item.

If you have opted into their Overdraft Protection plan, Washington Trust Bank will transfer funds only in $10 increments to cover the overdrawn amount. Then, Washington Trust Bank charges a fee, ranging from $5 to $10, for each transfer. For example, if you are overdrawn by $50, you may be charged up to $100 in fees.

About Us

Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”