Our attorneys are investigating whether Berkshire Bank violated federal or state law when assessing overdraft fees. If you think you were unfairly or improperly charged overdraft fees by Berkshire Bank, please let us know.
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Berkshire Bank's Overdraft Fees
According to Berkshire Bank’s consumer fee schedule, it charges three types of overdraft fees if your balance is insufficient to cover a charge or withdrawal:
- Overdraft Fees
- NSF Return Item Fees
- UAF Fees
Overdraft fees generally occur when an account is overdrawn, but the bank still approves the transaction. NSF (“insufficient funds”) fees are generally charged if an account is overdrawn and the bank declines the transaction. UAF (“unavailable funds”) fees may be assessed when a check is written for a larger amount than is in the account.
Berkshire’s fee schedule says that it charges $36 per overdraft; $36 per NSF; and $36 per UAF. Berkshire says it will assess a maximum of 5 overdraft fees, 5 NSF fees, and 5 UAF fees per day. If the account is overdrawn for five consecutive days, Berkshire says it will charge up to an additional $175 per day in overdraft fees.
For more information on the difference between overdraft and NSF fees, visit our Overdraft and NSF Fees Lawsuit Investigation page.
Our Overdraft Fee Attorneys
Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”
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