Overdraft and NSF Fees Lawsuit Investigation (2025)

TABLE OF CONTENTS

CASE OVERVIEW

About the Overdraft Fees Lawsuits

Our lawyers at Gibbs Mura, A Law Group. has recovered tens of millions of dollars for consumers impacted by excessive overdraft fees, holding banks accountable for allegedly putting profits over people. 

 

If your bank charged you excessive overdraft fees or “insufficient funds” (NSF) feesyou may be owed money. 

 

We have recovered money for hundreds of thousands of people as a result of our cases.

Learn how you can recover overdraft bank fees!

Speak with our firm today, free & confidential IMPORTANT: please include the name of your bank in your message.

Free, confidential consultation.

Prefer to chat? Give us a call at
1-800-254-9493

We've recovered millions for consumers harmed by banks. Some of those banks include:

Dollar Bank

nearly $7 million settlement in our Dollar Bank lawsuit.

Centier Bank

$1.8+ million settlement in our Centier Bank lawsuit.

Americu Credit Union

$1.5 million settlement in our Americu Credit Union lawsuit.

Alpine Bank

$1.5 million settlement in our Alpine Bank lawsuit.

LEARN THE FACTS

About the Overdraft Fees Lawsuits

Our firm has filed overdraft lawsuits against banks on behalf of consumers across the country. We have recovered tens of millions of dollars for our clients 

 

 

Major national banks throughout the country faced similar excessive overdraft fee lawsuits: TD Bank and Trustco Bank.

In June 2024, TD Bank paid $32.225 million to settle a lawsuit regarding excessive overdraft fees.

In February 2024, Trustco Bank paid $2.75 million to settle a lawsuit regarding excessive overdraft fees.

Overdraft vs. NSF Fees: What is the difference

There are a number of different ways in which banks and credit unions can charge customers excessive fees. It is important to understand the difference between these fees when evaluating whether these charges are fair and legal. 

Overdraft Fees

What does this mean? If you don’t have enough money in your account to cover a transaction, but your bank pays the transaction anyway, your account has been overdrafted.

 

  • Overdrawing your account can happen through the processing of checks, ATM transactions and withdrawals, debit card purchases, and automatic payments.
  • These fees and the surrounding transactions can be confusing, and they can add to the burden of having to repay the overdrafted amount. If you feel as though you were wrongfully or excessively charged overdraft fees, speak to an experienced attorney and gain a comprehensive evaluation of your claims. 

Non-sufficient Funds Fees

What does this mean? If check or electronic payment is not paid in full due to a lack of funds in your account, you may have been charged a non sufficient funds (or NSF) even though the bank refused to process the transaction.

  • This means that your bank denies your transaction, and charges you a fee for doing so.
  • There have been reports of banks charging multiple NSF fees for a single transaction. If you feel as though you are being charged excessive NSF fees, speak with a financial fraud lawyer to discuss your options. 
TAKE ACTION

Can I sue my bank for overdraft fees?

You can sue your bank if your overdraft fees are “improper.” Whether the charges were improper are determined by your contract with your bank or consumer protection law. 

 

You will need an experienced attorney to look over the fee charges and tell you whether they were improper. Banks often disguise fees, which can confuse the customer and increase the bank’s revenue. Our award-winning experienced lawyers can help you determine whether you were unnecessarily charged. 

Start Your Claim in 3 Easy Steps

It is free to sign up and you owe nothing unless we get you compensation.

Sign up for a free and confidential consultation with our legal team. Speak with our legal team.

Our team will reach out using the number you provide.

Sign a financial record authorization so we can get records from your bank.

Our team will review your financial records for improper overdraft fees.

Sign a representation agreement, after we determine you qualify for the lawsuit.

Our Financial Fraud Experience

Gibbs Mura Law Group’s financial fraud and securities lawyers have more than two decades of experience prosecuting fraud. The firm has successfully litigated against some of the largest companies in the United States, and has recovered more than a billion dollars on clients’ behalf.

We represent individuals, whistleblowersemployees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and financial fraud lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.

Our Overdraft & NSF Fees Attorneys

David Berger

David represents consumers in data breach, privacy, and financial services litigation. He has prosecuted some of the largest privacy cases nationwide.

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Eric Gibbs

A founding partner at the firm, Eric has negotiated groundbreaking settlements that favorably shaped laws and resulted in business practice reforms.

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Sierra Morris

Sierra advocates for consumers harmed by corporate misconduct in class action litigation.

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Mark Troutman

Mark is dedicated to protecting consumers against corporate misdeeds. He has had leadership roles in complex litigation cases across the country.

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Shawn Judge

Shawn protects consumer rights through complex litigation matters. He is also an experienced mediator offering private mediation services.

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Alana Ervin

Alana assists with various cases addressing corporate harm, including data breach, financial fraud, and overdraft fees lawsuits.

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Alex Veith

Alex primarily works with the employment practice group to help clients through all stages of their case.

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Amelia Ravitz-Dworkin

Amelia plays a crucial role on case teams representing survivors of sexual assault and parents whose children have suffered from social media addiction.

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Belize Combs

Belize assists the social media addiction lawsuit teams and supports investigations into potential improper overdraft bank fee practices.

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Jason Gibbs

Jason guides clients and potential clients through all stages of the litigation process, from intake to settlement.

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Lauren Martinez

Lauren works with the data breach and overdraft bank fee lawsuit teams to support clients throughout the litigation process.

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Zoe Witt

Zoe helps develop employment cases and class action lawsuits involving financial fraud. She joined the firm to help workers facing unfair treatment.

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Prefer to chat? Give us a call at
1-800-254-9493

OUR TEAM:

David Berger

Eric Gibbs

Sierra Morris

Mark Troutman

Shawn Judge

Alana Ervin

Alex Veith

Amelia Ravitz-Dworkin

Lauren Martinez

Belize Combs

Jason Gibbs

Zoe Witt

Oakland

1111 Broadway, Suite 2100

Oakland, CA 94607

© Gibbs Mura, A Law Group 2025