We are investigating allegations by insurance sales agents of American Income Life that they are not being paid fairly. American Income Life may not be paying its insurance salespeople salary, minimum wage or overtime pay, or providing meal and rest breaks, as may be required by state and federal law. It may not be legal for American Income Life to pay salespeople on a commission-only basis.

Some are wondering whether an American Income Life insurance agent employee lawsuit is merited.

Worked for American Income Life?

You may be entitled to backpay or penalties for being misclassified as an independent contractor. Contact us for a free consultation. No obligations.

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Former Contractor: American Income Life Likely Misclassifying Workers

A former insurance salesman for American Income Life in Florida says that the company classified him as an independent contractor, even though it exercised sufficient control over his job to make him an employee. The insurance agent says that American Income Life made him attend new-agent mandatory meetings on a daily basis, spend a mandatory number of hours in the field each day—trying to make sales, and have mandatory training in the mornings to learn American Life’s scripts for selling its life insurance. The former insurance salesperson says that all these hours of training and mandatory meetings were not paid by the company. Under California employment law and the laws of many other states, all mandatory hours must be paid if the person should have been classified as an employee, but was misclassified as an independent contractor under California law.

The American Income insurance agent says that the “hiring process is a farce” because the company said there was a position available “with benefits,” but later required the insurance agent to sign an independent contractor agreement, not an employment agreement.

Another insurance agent (with job title: Insurance Producer) in Pennsylvania says that the company says it has a “flexible schedule,” but then forces employees to schedule sales calls or visits until 10 pm. And this insurance salesperson says there are “empty promises” from management about pay. The agent says that “guaranteed pay during training” is an “absolute lie,” and that you may not get paid your first month, because the company may be planning not to pay you if you don’t stay past the first month.

Another contractor in Texas says that he was “100% commission” and that American Income Life should “stop the lying” about its pay structure “just because [it has] recruitment quotas.”

Our California Employment Lawyers

Eric Gibbs

A founding partner at the firm, Eric has negotiated groundbreaking settlements that resulted in reforms to business practices, and have favorably shaped the laws impacting plaintiffs’ legal rights.

Dylan Hughes

Dylan Hughes concentrates his practice on investigating and prosecuting fraud matters on behalf of whistleblowers, consumers and employees harmed by corporate misconduct.

Linda Lam

Linda Lam focuses her practice on representing consumers, small businesses, and employees in complex litigation. Previously, she represented workers and retirees at a national employment law firm.

Amanda Karl

Amanda represents employees, consumers and investors in complex class action lawsuits throughout the country. She previously served as a law clerk to the Honorable Richard A. Paez, United States Court of Appeals for the Ninth Circuit, and to the Honorable Claudia Wilken, Northern District of California.

Steven Tindall

Steven Tindall has specialized in employment and class action litigation for eighteen years. He has been lead or co-lead counsel on several cases that resulted in settlements worth over $1 million.

Aaron Blumenthal

Aaron Blumenthal represents consumers and whistleblowers in class action lawsuits involving allegations of corporate misconduct, false advertising, and defective products.

Our California Employment Experience

Our employment attorneys – with over 50 years of collective experience litigating under California employment law – know how to get employees the money they deserve.

For example, we recovered $10 million on behalf of Acosta merchandisers who said their employer violated California overtime law and California off-the-clock work law. And we recovered $8.6 million for former employees of Spansion, alleging that their layoffs violated California mass layoff law. We also endeavor to recover large labor code penalties for workers under California independent-contractor misclassification law.

Our employment lawyers have been repeatedly recognized for their expertise litigating in California. Founding partner Eric Gibbs has been selected as one of the Top Plaintiff Lawyers in California. And eight of the firm’s attorneys were selected as Northern California Super Lawyers, a distinction received by less than 5% of attorneys in Northern California.

About Us

Gibbs Law Group is a California-based law firm committed to protecting the rights of clients nationwide who have been harmed by corporate misconduct. We represent individuals, whistleblowers, employees, and small businesses across the U.S. against the world’s largest corporations. Our award-winning lawyers have achieved landmark recoveries and over a billion dollars for our clients in high-stakes class action and individual cases involving consumer protection, data breach, digital privacy, and federal and California employment lawsuits. Our attorneys have received numerous honors for their work, including “Top Plaintiff Lawyers in California,” “Top Class Action Attorneys Under 40,” “Consumer Protection MVP,” “Best Lawyers in America,” and “Top Cybersecurity/ Privacy Attorneys Under 40.”

Misclassified or underpaid insurance agent?

Contact us for a free, confidential consultation.

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