We have filed a class action lawsuit on behalf of insurance sales agents of American Income Life who allege that they are not being paid fairly. The American Income Life Insurance class action lawsuit complaint says that American Income Life is not paying its insurance salespeople the proper way, as required under California labor law. The AIL insurance agent employee lawsuit says that it is not legal for American Income Life to pay salespeople on a commission-only basis, and sales agents must receive pay for any mandatory training.
Sales Agent for American Income Life?
You may be entitled to backpay or penalties for being misclassified as an independent contractor. Contact us for a free consultation. No obligations.
Former Contractor: American Income Life Likely Misclassifying Agents
A former insurance salesman for American Income Life in Florida says that the company classified him as an independent contractor, even though it exercised sufficient control over his job to make him an employee. The insurance agent says that American Income Life made him attend new-agent mandatory meetings on a daily basis, spend a mandatory number of hours in the field each day—trying to make sales, and have mandatory training in the mornings to learn American Income Life’s scripts for selling its life insurance. The former insurance salesperson says that all these hours of training and mandatory meetings were not paid by the company. Under California employment law and the laws of many other states, all mandatory hours must be paid if the person should have been classified as an employee, but was misclassified as an independent contractor under California law.
The American Income insurance agent says that the “hiring process is a farce” because the company said there was a position available “with benefits,” but later required the insurance agent to sign an independent contractor agreement, not an employment agreement.
American Income Life Employee Complaints
Many American Income Life employees have registered complaints against the company.
One American Income Life insurance agent (with job title: Insurance Producer) in Pennsylvania complaints that the company touts a “flexible schedule,” but then forces employees to schedule sales calls or visits until 10 pm. And this AIL insurance salesperson says there are “empty promises” from management about pay. The agent says that “guaranteed pay during training” is an “absolute lie,” and that you may not get paid your first month, because the company may be planning not to pay you if you don’t stay past the first month.
“guaranteed pay during training” is an “absolute lie” – PA AIL agent
Another AIL independent contractor in Texas says that he was “100% commission” and that American Income Life should “stop the lying” about its pay structure “just because [it has] recruitment quotas.”
“stop the lying” just to meet “recruitment quotas” – TX AIL agent
American Income Life employment scam?
Some job applicants are saying that AIL’s recruitment is a scam.
One applicant says that he received a call from an American Income Life/Torchmark recruiter, even though he had never applied to the company. The applicant said that he searched “scam.com” and found many complaints about AIL. The applicant says:
Many people saying that the company is not a scam, but three times as many saying it is. Apparently unlike other insurance companies, they make you pay for all your classes and books to get an insurance license. After that they pump you leads that are two years old, or in many cases, older. They might be slightly legitimate, but any company that has as high of a turn over as they does, has something going wrong… If you’re considering working for this company, I would run away as fast as possible.
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